What is a credit score? When is the last time you check your credit score? A credit score is a 3-dights number that is used to help lenders to determine how likely they will be to repaid on time if they grant you a loan for a house. The higher the score, the more likely you are qualify for a loan at the most favourable term.    A credit history outline how often you paid your credits and other debts on time. Improving your credit score does takes time, but the sooner you address... [read more]